A caregiver's tax return
Filed her own taxes for years while caring for her mother at home.
What we found: The caregiver credit and disability tax credit she never knew applied — claimed back for prior years too.
Saved$2,100
Illustrative exampleAri A. Ariaran, CPA, CGA · Scarborough
Taxes done right — and explained in your language.
For over ten years, Scarborough families and business owners have brought their taxes here. You will know the fee before we start, you will understand every number before we file, and you can reach us all year — in English or Tamil.
Free, about an hour, and you are not committing to anything.
Prefer WhatsApp? Message us in English or Tamil
What you actually get
Four things every client gets, every year
Not promises — the things that are actually handed to you.
- 1
A fee, in writing, before we start
You get the number before we touch your file — including anything extra, like a rental statement. A basic personal return is $75. Nothing is added later without you agreeing to it first.
- 2
Every credit checked — not just the ones you mention
We go through the full list against your actual situation, and ask the questions software never asks. That is where money is usually sitting.
- 3
Your return explained before it is filed
We sit with you and go through what you owe or get back, and why. In Tamil or English. Nothing is sent to the CRA until it makes sense to you.
- 4
Someone to call in July
A CRA letter months after filing is not a new bill. Questions about your file are part of the relationship, all year, at no extra charge.
No mystery pricing
See what it costs, before you call
This is the published price list, applied to your situation. The same number you will get in writing.
The actual work
Every one of these is checked against your file
This is the list we work through. Most people are entitled to at least one thing on it that they did not know about. Scroll it — if something applies to you, bring it up at the free consultation.
If you are filing a personal return
- RRSP contributions, and whether this is the right year to claim them
- Medical expenses — yours, your spouse's and your dependants'
- Canada caregiver credit, if you look after a parent or relative
- Disability tax credit, including transfers from a dependant
- Tuition, education transfers and student loan interest
- Childcare expenses and the Canada child benefit position
- Charitable and political donations, including carried-forward ones
- Employment expenses and home office, where a T2200 supports it
- Moving expenses, first-time home buyer and home accessibility amounts
- Spousal transfers, pension splitting and the age amount
- Newcomer first-year rules and foreign income reporting
- Prior-year adjustments — we can go back up to ten years
If you have rental or self-employment income
- Mortgage interest, property tax, insurance and utilities
- Repairs and maintenance, and what counts as a capital cost instead
- Capital cost allowance, and whether claiming it is actually in your interest
- Vehicle costs, with the log the CRA expects to see
- Home workspace, phone and internet at the right proportion
- Whether it is time to incorporate, and what that would actually save
If you run a business
- T2 corporate return and year-end financial statements
- Bookkeeping and reconciliation, monthly or at year-end
- GST/HST filing, input tax credits and rebates
- Payroll, T4s, T5s and records of employment
- Salary and dividend mix that suits your family, not a template
- Shareholder loans, before they become a problem
- SR&ED claims where the work qualifies
- CRA reviews, audits and disputes, answered on your behalf
Not sure which of these apply to you? That is exactly what the free consultation is for.Book a free consultation
Why not just use software?
Software fills in boxes. A person asks questions.
Tax software does exactly what you tell it. It cannot know what you did not think to mention.
| Comparison | Doing it yourself | With Ari A. Ariaran, CPA |
|---|---|---|
| Credits you did not know to ask for | Only what you type in | Full review of your situation |
| Understanding the result | A number on a screen | Walked through with you before filing |
| Rental, self-employment, corporate | You are on your own with the rules | Handled in-house by a CPA-led team |
| A CRA letter in July | Your problem to answer | We answer it for you — no new bill |
| Years you never filed | Usually not supported | Caught up and adjusted, up to ten years back |
| Explaining it in Tamil | Not an option | Most of our clients are served in Tamil |
| What it costs | Cheap, plus your weekend and the risk | From $75, agreed before we start |
The kind of thing we find
Three situations we see all the time
These are illustrations, not client records — but each one is the kind of thing we look at every week. Yours may well be on this list.
A landlord who drives for a living
Drove for a living and rented out his basement — reported the income, missed the expenses.
What we found: Vehicle costs, home-office share, mortgage interest and repairs — properly documented and claimed.
Saved$1,850
Illustrative exampleA contractor ready to incorporate
Ran a growing contracting business as a sole proprietor because that's how he started.
What we found: Incorporation at the right moment, plus the right salary-and-dividend mix for his family's situation.
Saved$6,400
Illustrative exampleIllustrative examples of common situations — not client records. Your numbers will be your own; bring them to a free consultation and we'll tell you honestly what we see.
Reviews
What clients actually say
4.8 average across 31 Google reviews. Read all reviews on Google
★★★★★
“I have been Ari's client since 2017 and is the best service I am experiencing since then. He got a very efficient and highly skilled team to serve my personal and corporation taxes.”
★★★★★
“I am extremely happy with the services & expertise provided by Ari and his staff. They helped me last 10 years... They are friendly & caring for you. I highly recommend their office for any body wants to do personal & business tax in GTA.”
★★★★★
“When I was facing a complex tax issue, he worked diligently to find a solution that minimized my tax liability. Also provided ongoing financial advice that helped me make informed decisions.”
What we do
One office for your taxes, books, and plans
Business tax is the heart of this practice — HST, payroll, WSIB, corporate filings and CRA audits — alongside personal returns and planning. We handle it, explain it, and stay reachable all year.
01
Personal Income Tax
T1 returns for employees, families, students, seniors, and newcomers — with every credit you're entitled to.
Learn more 02Business & Corporate
HST, payroll, WSIB calculations, corporate tax filing (T2), bookkeeping, incorporation and CRA audit support — a CPA-led team behind your business.
Learn more 03Financial & Retirement Planning
RRSP and TFSA strategy, retirement income planning, and estate planning — so tax season decisions serve your long-term goals.
Learn moreComing in?
Here is exactly what to bring
Bring what you have. If something is missing we will tell you how to get it — nobody is turned away for an incomplete folder.
Everyone
- Your slips — T4, T4A, T5, T3, T5007 and anything else that arrived
- Last year's Notice of Assessment
- Receipts for RRSP, medical, donations and childcare
- SIN and date of birth for you, your spouse and your children
If you rent out a place
- Rent received for the year
- Mortgage interest statement and property tax bill
- Insurance, utilities and repair receipts
If you work for yourself
- Income records — invoices, app summaries, deposits
- Expense receipts and your vehicle log
- GST/HST number and any filings already made
If you are new to Canada
- Date you landed and your immigration document
- Any income earned outside Canada that year
- Rent or property details, if you have them
The first meeting
What happens when you book
- 1
We listen first
Tell us your situation — job, family, property, business, whatever is going on. There is no charge for this and no pressure to sign anything.
- 2
You leave knowing the fee
Before you go, you will have the price for your situation and an honest read on what we think we can find. If we are not the right fit, we will say so.
- 3
Then we do the work
We prepare it, walk you through it, file it, and keep your records organised for next year. You keep our number for the rest of the year.
The team
The same faces, year after year
This is a neighbourhood practice at Middlefield & McNicoll, built on referrals from the Scarborough Tamil community. Clients who joined in 2017 are still here — because the people who know their file are still here too.
- Stephen SugeethACMA, ACCA · Accountant
- Vijayarani (Viji) MahendramohanAssistant Accountant
- Kavitharini (Kavitha) ThavakaranAssistant Accountant
- Tharsy UmathevanAssistant Accountant
The office
Come and see us at Middlefield & McNicoll
200 Tiffield Road, Unit 101. Walk in and sit down with us, or send your documents through the secure portal.
- Monday – Friday9:00 AM – 6:00 PM
- Saturday10:00 AM – 4:00 PM
- SundayClosed
Do you speak Tamil or Sinhala?
Yes — most of our clients are served in Tamil, and we also serve clients in Sinhala. You can do everything, from the first call to the final review, in English, Tamil or Sinhala.
How much does a personal tax return cost?
Basic personal returns start at $75 per person. Extras like rental income are priced up front (rental adds $60) — see the pricing page for the full list. You'll always know the fee before we start.
What should I bring?
Your slips (T4, T5, T4A…), last year's Notice of Assessment, receipts for deductions (RRSP, medical, donations, childcare), and rental or business records if they apply. Not sure? Call us — we'll tell you exactly what your situation needs.
Can you fix past years or handle CRA letters?
Yes. We file adjustments for previous years, catch up unfiled returns, and respond to CRA reviews, audits, and disputes on your behalf.
Do I need an appointment?
Walk-ins are welcome, but during tax season an appointment saves you waiting. Book online in one minute, or call and we'll set a time.